Budgeting

January arrives and suddenly everyone is talking about “more.” More money. More success. More upgrades. More everything. But what if this year doesn’t come with a pay rise, a promotion, or a surprise inheritance from a long-lost relative? What if your income looks exactly the same as it did last year? Here’s the good news, you don’t need more money to start changing your financial story. You need a better strategy. One of the biggest myths in personal finance is that progress

You Can Start Again and Thrive Life has a way of knocking us sideways. Whether it's divorce, job loss, or burnout, suddenly finding yourself responsible for managing finances that you've never handled before can feel overwhelming. If that's you right now, take a breath. You are not alone, and you are certainly not behind. Many women (and men too) find themselves in exactly this position. Perhaps during your marriage, finances weren't "your thing" the bills, investments, and f

We've All Been There We've all done it. A quick £3 coffee here, a cheeky Deliveroo there, a little "treat" from Amazon to cheer up a rough day. These spends seem small in the moment, but they add up quicker than you realise, until your balance says, ‘try again later’. Welcome to the world of ad hoc spending, the silent budget killer that doesn't come with a warning sign, doesn't feel reckless, but can blow your budget in just a few weeks. What Exactly Is Ad Hoc Spending Ad ho

Because your budget should work for you, not boss you around. Budgeting. That word alone can make some of us want to hide behind a stack of unopened bills. It’s not glamorous. It doesn’t sparkle like a new handbag or bring that instant joy of a cheeky online shopping spree. Let’s be honest, budgeting doesn’t exactly make hearts race with excitement. But here’s the truth, sis: budgeting is the bedrock of financial freedom. Budgeting. That word alone can make some of us want to

Let’s Change the Narrative on Teaching Our Children About Money There are so many things we teach our children with love and care. We teach them to say please and thank you, to brush their teeth before bed, to read books, and to take pride in their education. We sit with them through homework struggles, we worry if they’re eating enough vegetables, and we nudge them to dream big. But somehow, somewhere along the way, we forget to teach them how to handle money. Not in the “Do